Intelligent Insurtech and Claim Management
Detect insurance fraud before it happens. Digitize onboarding and processing of reports with forensic verification of identity and damages.
Annual insurance fraud losses in Europe and US
Coalition Against Insurance Fraud
Of insurance claims involve some form of fraud
European Insurance Report
Claimant identity verification accuracy
Joinble Lab Results
Policyholder identity verification time
Joinble Platform Data
Fighting Insurance Fraud with Forensic Identity AI
Insurance fraud is one of the most costly financial crimes globally. From synthetic identity applications to staged claims with deepfake evidence, fraudsters are leveraging AI to exploit weaknesses in traditional underwriting and claims processes.
Joinble provides forensic identity verification across the insurance value chain — from policyholder onboarding to claims processing to broker verification. Our AI detects synthetic identities, forged documents, and deepfake evidence that human reviewers miss.
By verifying identity at every critical touchpoint, Joinble helps insurers reduce fraudulent claims, streamline legitimate ones, and build a more trustworthy insurance ecosystem.
The Fraud Challenge
The insurance sector loses billions every year due to false claims and identity impersonation in contracting.
False Claims
Use of manipulated or stock images to claim non-existent damage.
Fraudulent Policies
Contracting insurance with false or stolen identities.
Manual Processes
Slowness in file management that frustrates legitimate customers.
Insurance with Digital Certainty
Image Forensic Analysis
We detect if the photos of a claim have been edited or generated by AI.
Digital Contracting
Identity verification in seconds for a safe and legal customer registration.
Fraud Prevention
Predictive models that alert to suspicious behavior patterns.
Insurtech Identity Verification Scenarios
How insurance companies use Joinble to combat evolving fraud threats.
Digital Policy Onboarding
A digital insurer uses Joinble to verify policyholder identity during online application, detecting synthetic identities that accounted for 15% of fraudulent policies.
Result: 15% reduction in fraudulent policy applications
Claims Identity Verification
An insurance carrier verifies claimant identity with Joinble before processing high-value claims, catching identity theft and impersonation attempts that cost €25M annually.
Result: €25M saved annually from prevented claims fraud
Broker & Agent Verification
An insurance marketplace verifies broker identities with Joinble, preventing unauthorized agents from selling policies and protecting consumers from unregistered intermediaries.
Result: 100% verified broker network, zero unauthorized sales
Frequently Asked Questions
Joinble uses forensic AI to verify claimant identities during policy applications and claims processing, detecting impersonation, document forgery, and deepfake attempts.
Yes. Joinble automates policyholder identity verification during digital onboarding, replacing manual document checks with instant AI-powered verification.
Joinble verifies claimant identities with biometric checks before processing claims, reducing fraudulent claims and accelerating legitimate payouts.
Yes. Joinble meets KYC and AML requirements for insurance companies across multiple jurisdictions, providing audit trails for regulatory compliance.
Yes. Joinble ensures every policyholder and claimant is a real, verified person, eliminating ghost policies created with fabricated identities.
Identity verification completes in under 60 seconds, enabling instant policy issuance and rapid claims processing without manual intervention.
Modernize Insurance
Detect insurance fraud before it happens. Digitize onboarding and processing of reports with forensic verification of identity and damages.
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